Business center
Business center
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BANKING WORDS a branch a clerk a teller a cashier a statement a check a transaction an overdraft a standing order automatic bill payment a payment a debit card an interest rate a loan an ATM (Automatic Teller Machine) a cashpoint a rate a charge a savings/current/credit account Common collocations own + property take out / pay back + a loan withdraw + cash from your account charge + low / high interest rates open / close + an account change + foreign currency increase / reduce + benefits deposit + cash in your account |
Money-related words account business client deposit finance foreign issue loan overseas payment currency to issue branch check drawn manage paid pay payee sum trade Saying numbers 0.67: zero point six seven $67,000: sixty-seven thousand dollars £7.50: seven pounds fifty pence 6.7%: six point seven per cent €650: six hundred and fifty euros |
Banking verbs deposit withdraw cash a check clear a check sign a check Verb + money spend, waste, save, lose, withdraw, deposit, lend, borrow: + money Nationalities and currencies he Argentinian (peso) the Brazilian (real) the Korean (won) the Malaysian (ringgit) the Moroccan (dirham) the Russian (ruble) the Saudi Arabian (riyal) the South African (rand) the Syrian (pound) the Turkish (lira) the Taiwanese (dollar) the Venezuelan (bolivar) Verbs describing change go up double increase rise |
Banking in supermarkets a checkout a shopper a checkout operator a cashier a keypad a receipt bills coins cash a service desk Banking channels telephone banking relationship manager online banking mobile banking EFTPOS call center branch ATM |
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Speaking to a customer Good morning, can I help you? How can I help you? What currency would you like to change? Who is the check made out to? And do you have a bank account here in Spain? If you could just sign here, please. Not at all. Glad to be of help. Thank you. Have a nice stay. Types of loans fixed-rate loan special fixed-rate loan variable-rate loan introductory variable-rate loan home equity loan market-linked loan Verbs plus nouns to set up a business to offer a new service to comply with a law to launch a product to act as middleman to take out a mortgage to change ownership Collocations with interest (... interest): to lower, to charge, to cut, high, annual, fixed (interest ...): charges, -free, rates, payments Verbs with interest go up: grow, rise, climb, double, increase, treble go down: halve, plummet, plunge, decrease, drop, fall |
Speaking on the phone Hello. This is ... phoning from .... I'd like to speak to ..., please. I'm phoning about .... Could you possibly come in and .... The cashier will have the check ready for you to sign. You're welcome, and sorry once again for the inconvenience. I'm phoning about your credit card. We are extremely sorry about the inconvenience to you and your family. We weren't notified that you were travelling abroad. The card was blocked as a precautionary measure. Please accept our apologies for the inconvenience. We wish you all the best for the rest of your vacation Borrow and lend You borrow money from a bank. borrow (verb) = take A bank lends you money. lend (verb) = give A bank gives you a loan. loan (noun) Collocations with loan The customer: (... a loan) pay back, pay off, apply for, get, take out, repay, service The bank: (... a loan) approve, grant, give, reschedule Types of loan: (a ... loan) five-year, short-term, long-term, fixed-rate, huge, generous |
